About

About

Here is who runs Policy Help Desk, what we do, and how we are paid.

Who is behind this site

R&A Financial Strategies LLC operates under the trade name Policy Help Desk. You can reach us at [email protected].

What this site does

Our work is writing plain-English guides to life insurance. A call to the number on this site is routed to a licensed independent insurance agent. We don't sell insurance, issue policies, or give advice, and the agents are not our employees.

How we are paid

Payment to us comes from the licensed independent agents who receive the calls. We never sell your personal information. If you decide to buy, the agent may earn a commission; nobody is required to buy.

About the agents

Every agent holds a license in the states where they sell coverage. Ask the agent for a name and license number, then confirm it with your state's insurance department.

Limits of our role

We have no affiliation with any insurance company, and we can't see or change your policy. Your insurer handles that. This site covers life insurance only.