Terms
Terms of Use
These terms apply when you use this website. By using the site, you agree to them. If you do not agree, please do not use it.
Who we are
Policy Help Desk is a trade name of R&A Financial Strategies LLC, a licensed independent insurance agency based in Orlando, Florida. We are not affiliated with any insurance company, and we do not issue policies.
Using this site
You may read the guides and use the phone number for your own personal use. Please do not copy the site in bulk, use it to break the law, or try to disrupt it.
Information only
The guides are general information. Nothing in them is legal, tax or financial advice, and they do not speak to your specific policy. Your policy contract and your insurer decide what applies to you. Policy changes are handled by your insurer.
No promises about results
We make no promises about coverage, prices, approval, or outcomes. What is available to you depends on your age, your state, and the insurer. A call with us is free and does not obligate you to buy anything.
Licensing and states
Insurance is offered only in the states where we and our agents hold a license. Licensed states: [LICENSED STATES]. See our licensing page for details.
Company names and trademarks
Each insurance company name shown here is the property of that company. We use them only to identify the company a page is about. Their use does not mean we are affiliated with, endorsed by, or acting for any of those companies.
Limits on our responsibility
The site and its guides are provided as they are. To the fullest extent the law allows, R&A Financial Strategies LLC is not liable for losses that come from relying on the site, or from links, outages, or errors. [CONFIRM LIMITATION OF LIABILITY WORDING]
Governing law
These terms are governed by the laws of the State of Florida. [CONFIRM GOVERNING LAW AND VENUE]
Contact
Email [email protected].
Mailing address: [MAILING ADDRESS: CONFIRM]
See also our Privacy policy.